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I finally found the Keynes quote in the third vol. of Skidelsky's 
biography.  
 
p. 378: Keynes "Owe your banker £1000 and you are at his mercy; owe him £1 
million and the position is reversed." in a memorandum "Overseas Financial 
Arrangements in Stage III," initialed on 18 March 1945. 
  
Michael Perelman 
 
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