FDR has been quoted as saying he got the phrase from Ct Yankee. I think
Cyril Clemens may be the person who elicited this information from him. A
quick key word search in the Twain's World CD would probably confirm the
phrase itself, and flipping through some old MTJs might confirm the CC
connection, upon which I have only my memory to rely. I think CC also
published a booklet on "Twain and FDR" and I have a copy but no time to dig
it out this moment.

Kevin Mac Donnell
Austin TX