I'm working on Twain and Howells. I came across a very interesting essay on WDH some time ago focusing on his financial affairs: just how careful (and anxious) he was in keeping account of his earnings and, indeed, how sucess ful financially he was. I can't now remember where I saw it - my brain cell s are clearly rapidly burning out. Can any Forum reader help me out and give me the correct reference? Cheers. Pete