James Ahiakpor asks "With what do investors invest, if not the savings of  
households?"  Well, Schumpeter and lots of other economists have said  
that banks provide the finance.  The answer still seems to me to be a  
pretty good one. 
 
Anne Mayhew 
1101 McClung Tower 
University of Tennessee 
Knoxville, TN 37996-0411 
PH: 615-974-1689; FAX: 615-974-3915; E-MAIL: [log in to unmask]