The Levy Institute has published a contemporary version of the 100% money proposals, referred to as "narrow banking", by Ronnie Phillips, who someone mentioned, but also others such as Kenneth Spong and Biagio Bossone. See: http://www.levy.org/pubs/wp77.pdf http://www.levy.org/pubs/ppb/ppb69.pdf http://www.levy.org/pubs/wp90.pdf Mathew Forstater