================= HES POSTING ===================== 
 
If you are going to talk about different configurations during the "free 
banking" era in the U.S. -- which I do think is relevant to the 
discussion -- don't forget the Suffolk System in Massachusetts, which 
was a self-regulating banking consortium that operated exceptionally 
well. 
 
Mary Schweitzer, Dept. of History, Villanova University 
(on medical leave since January 1995 with chronic fatigue syndrome) 
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